[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.panton.cz\/civilizace-nemuze-fungovat-bez-penez\/#Article","mainEntityOfPage":"https:\/\/www.panton.cz\/civilizace-nemuze-fungovat-bez-penez\/","headline":"Civilizace nem\u016f\u017ee fungovat bez pen\u011bz.","name":"Civilizace nem\u016f\u017ee fungovat bez pen\u011bz.","description":"Bez pen\u011bz do hospody nelez. Kdo by to \u00faslov\u00ed neznal, ale p\u0159em\u00fd\u0161leli jste n\u011bkdy, co by se stalo, kdybyste se jednoho dne opravdu dostali do situace, \u017ee byste byli bez financ\u00ed? Bohu\u017eel se to ka\u017ed\u00e9mu z n\u00e1s m\u016f\u017ee st\u00e1t, a dokonce snadn\u011bji, ne\u017e jsme ochotni si p\u0159iznat. Kdo z n\u00e1s m\u00e1 odlo\u017een\u00e9 alespo\u0148 t\u0159i m\u011bs\u00ed\u010dn\u00ed […]","datePublished":"2021-12-14","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.panton.cz\/author\/#Person","name":"","url":"https:\/\/www.panton.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"panton.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.panton.cz\/wp-content\/uploads\/coins-gc7b774c78_640.jpg","url":"https:\/\/www.panton.cz\/wp-content\/uploads\/coins-gc7b774c78_640.jpg","height":0,"width":0},"url":"https:\/\/www.panton.cz\/civilizace-nemuze-fungovat-bez-penez\/","about":["Ekonomika"],"wordCount":443,"articleBody":"   Bez pen\u011bz do hospody nelez. Kdo by to \u00faslov\u00ed neznal, ale p\u0159em\u00fd\u0161leli jste n\u011bkdy, co by se stalo, kdybyste se jednoho dne opravdu dostali do situace, \u017ee byste byli bez financ\u00ed? Bohu\u017eel se to ka\u017ed\u00e9mu z n\u00e1s m\u016f\u017ee st\u00e1t, a dokonce snadn\u011bji, ne\u017e jsme ochotni si p\u0159iznat. Kdo z n\u00e1s m\u00e1 odlo\u017een\u00e9 alespo\u0148 t\u0159i m\u011bs\u00ed\u010dn\u00ed platy? A co ty t\u0159i platy zm\u016f\u017eou, kdy\u017e pot\u0159ebujeme koupit byt za 3 miliony? Kapka v mo\u0159i. Dlouhodob\u00e1 nemoc, v\u00fdpov\u011b\u010f z krachuj\u00edc\u00ed firmy, \u017eiveln\u00e9 p\u0159\u00edrodn\u00ed katastrofy, nutn\u00e1 rekonstrukce domu, nebo koup\u011b nov\u00e9ho domu, ale i \u0159ada podvodn\u00edk\u016f, to v\u0161e n\u00e1m vyt\u00e1hne pen\u00edze z pen\u011b\u017eenky. A kde br\u00e1t, kdy\u017e dojdou?Pot\u0159ebujeme-li ne\u010dekan\u011b v\u011bt\u0161\u00ed obnos pen\u011bz, napadne asi ka\u017ed\u00e9ho z n\u00e1s p\u016fj\u010dka. Ale co kdy\u017e u\u017e n\u011bjakou p\u016fj\u010dku \u010di hypot\u00e9ku tak tak spl\u00e1c\u00edte a pot\u0159ebujete dal\u0161\u00ed? Pro banku se lehce m\u016f\u017eete st\u00e1t nebonitn\u00edm, nebo-li ned\u016fv\u011bryhodn\u00fdm. M\u00e1m osobn\u00ed zku\u0161enost, \u017ee mi banka bez jak\u00e9hokoliv vysv\u011btlen\u00ed p\u016fj\u010dku zam\u00edtla, a to jsem v \u017eivot\u011b \u017e\u00e1dnou p\u016fj\u010dku nem\u011bla a prok\u00e1zala jsem se docela vysok\u00fdm p\u0159\u00edjmem. Pro\u010d? Netu\u0161\u00edm. Dal\u0161\u00ed mo\u017enosti p\u016fj\u010dky? Od lichv\u00e1\u0159e, kter\u00fd v\u00e1s ve fin\u00e1le obere o v\u0161echno? Od t\u011bch daleko!Je\u0161t\u011b \u017ee tu jsou nebankovn\u00ed spole\u010dnosti! V bance v\u00e1m slibuj\u00ed osobn\u00ed p\u0159\u00edstup, ale v\u011bt\u0161inou se kouknou na v\u00e1\u0161 p\u0159\u00edjem a \u0159eknou p\u016fj\u010dku schvalujeme nebo zam\u00edt\u00e1me. V nebankovn\u00ed spole\u010dnosti m\u016f\u017eete vyu\u017e\u00edt poradce, kter\u00fd zhodnot\u00ed va\u0161i konkr\u00e9tn\u00ed situaci, pobav\u00edte se o va\u0161ich sou\u010dasn\u00fdch p\u0159\u00edjmech a v\u00fddaj\u00edch a navrhne v\u00e1m konkr\u00e9tn\u00ed \u0159e\u0161en\u00ed va\u0161eho finan\u010dn\u00edho probl\u00e9mu. M\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee to bude up\u0159\u00edmn\u00e9 a mo\u017en\u00e1 nep\u0159\u00edjemn\u00e9, ale ur\u010dit\u011b se s n\u00edm nedostanete do dluhov\u00e9 pasti. Vysv\u011btl\u00ed v\u00e1m, co bychom byli bez financ\u00ed nebankovnihypoteky.net.P\u0159iznejme si to, bez pen\u011bz na\u0161e spole\u010dnost u\u017e existovat nem\u016f\u017ee. Tak jako dinosau\u0159i, vyhynula i doba sm\u011bnn\u00fdch obchod\u016f. Na\u0161i p\u0159edkov\u00e9 se rychle nau\u010dili pou\u017e\u00edvat platidla. Tak\u017ee z\u00e1v\u011brem: co bychom byli bez financ\u00ed? Bez pen\u011bz bychom v civilizovan\u00e9m sv\u011bt\u011b nebyli nic. Bez pen\u011bz u\u017e to dneska nejde.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Civilizace nem\u016f\u017ee fungovat bez pen\u011bz.","item":"https:\/\/www.panton.cz\/civilizace-nemuze-fungovat-bez-penez\/#breadcrumbitem"}]}]